Literature Annuity Information Risks Associated with Retirement Longevity Risk = Outliving your assets and savings. Fear of running out of money. Unknown longevity.Healthcare/ Long Term Care Risk = Skyrocketing medical costs make up almost 2/3 of bankruptcies in the United States. Disability Risk = Work place injuries, age related diseases, impairments, functional limitations, poor coping strategies, sedentary lifestyle.Reduced Earnings Capacity = Loss of economic horizon Compounding Inflation = Interest on interestDeclining Cognitive Capabilities/ Frailty Risk = Weakening of the mind and body increase the risk of disease and infection. Death of Spouse = Widow’s PenaltyUnderfunded Pension Risk = Pension liabilities exceed the assets a company has to cover those payouts.Cyber Risk/ Elder Financial Abuse Risk = Financial loss from being hacked. Government/ Public Policy/ Tax Change Risk = Federal, State and local governments can change laws at any time.Would you like an illustration?Would you like to do a rollover/ new policy?How long would you like the income to last?For my lifetime (single life)For my lifetime and someone else's (joint and survivor)A set period of time (period certain)Lump sum payment/ ImmediateDo you have a planned retirement age?When would you like income payments to begin?Amount to investLess than $100,000$100,000$125,000$150,000$200,000$250,000$300,000$400,000$500,000$600,000$700,000$750,000$800,000$900,000$1,000,000$1,500,000$2,000,000$3,000,000$4,000,000$5,000,000$10,000,000Monthly income needed?StateAlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingDate of BirthGenderMaleFemaleDo you participate in a retirement plan at work/ previous employer?YesNoDo you have any existing life insurance or annuity contracts?YesNoHousehold RetirementNo Retirement MoneyLess than $100,000$100,000 - $250,000$250,000 - $500,000$500,000 - $750,000$750,000 - $1,000,000Over $1 millionFull NameEmail AddressPhone NumberDo you currently have a policy?Do you currently have a retirement account?Would you like to add any riders?Type of Retirement/ Investment Account?Fixed AnnuityIndexed AnnuityVariable AnnuityOther AnnuityBondBrokerage AccountCertificate of Deposit (CD)Keogh PlanTraditional IRARoth IRASEP IRASelf-Directed/ Brokerage IRASpousal IRAInherited IRARollover IRAOther IRA401a Plan401k plan403b plan457 planPension PlanThrift Savings Plan (TSP)Mutual FundExchange-Traded Fund (ETF)Wrap AccountOther AccountCurrent Financial Institution/ Financial Services Professional/ Broker-DealerWould you like us to perform a review/ diagnostic of your current plan/ investments?Carrier Preference?Pacific LifePrudentialAllianzJacksonLincolnVoyaTIAAFidelityCorebridge (AIG)OtherIndexing Option Preferences?Standard & Poor's 500 Index(S&P 500) (Default)Fixed-Rate StrategyBlackRock Endura IndexKhatter Financial 🦚 Standard & Rich 500 IndexBloomberg Commodity Index(BCOM)Barclay Hedge Fund IndexDow Jones Industrial Average Index(DJIA)Dow Jones U.S. Real Estate Index(DJUSRE)Goldman Sachs Aging of America Dynamic Balance IndexNasdaq Composite Index(COMP)Russell 2000 Index(RUT)Wilshire Index(W50000)U.S. Dollar Index (USDX)MSCI EAFE IndexInternational IndexOther IndexYour risk profile, investment objectives and expected rate of return from investments? (Select all that apply)3% - 6% Conservative (30% equity, 70% bonds) (Default)6% - 9% Moderate (60% equity, 40% bonds)9% + Aggressive (90% equity, 10% bonds)GrowthIncomeCapital AppreciationSafetyCapital PreservationLiquidityTax EfficientDividendsContact Preference?Phone CallTextEmailZoom VideoOther (Put down below in message)Request Quotes 🦚The information you provide in your request for a quote will be kept confidential and will not be disclosed.We can also calculate your retirement income needs over the phone.
